Car Insurance for Young Drivers – Basic Insurance Types

Car Insurance for Young Drivers

Liability
Liability insurance is what covers any legal liability if you are involved in a car accident.  This coverage pays for any injuries or damage caused by the accident.  This coverage is the only component of car insurance that you are legally obligated to purchase for your car, and it only covers the cost of damage or injury that you are held legally responsible for in the case of an accident.  This can also include passengers in your own car who are injured in the accident. Parents buying car insurance for young drivers should remember that this coverage does not cover any damage caused to your own vehicle.